Retirement Fund and Investing on Time, A Simple calculation

Here is the retirement plan today for a better tomorrow. You can assess, the delay in acting on the plan would reduce the corpus how much, let alone your plan will give you the peace of mind as well as financial security for a happy retired life.

 Start at 25 YearsStart at 35 YearsStart at 45 Years
Investment amount per monthRs. 5,000Rs. 7,000Rs. 11,667
Amount investedRs. 21,00,000Rs. 21,00,000Rs. 21,00,000
Value of Retirement Corpus @ age of 60 yearsRs. 2,75,54,156Rs. 1,19,15,446Rs. 55,52,692
Delay by 10 years would reduce your corpus by -56.76%-53.40%

The calculations are done assuming a rate of return of 12% p.a.

A delay in 10 years cuts your retirement corpus by more than 50% at every step even though you may invest the same amount over time.

* Investments in mutual funds are subject to market risks. Please read the offer document carefully before investing in any scheme.